Symetra Hospital Indemnity Insurance

  • No preexisting condition limitations and no waiting periods, even for pregnancy.
  • Automatic newborn and adoptive child coverage for 31 days from birth or adoption.
  • Observation unit benefit available to cover short stays.3

Covers stays in a:

  • Hospital
  • ICU
  • Mental health facility
  • Nursing facility 
  • Substance abuse facility

1This plan is designed to be compatible with health savings accounts (HSAs). Please consult with your tax and/or legal advisor to determine which supplemental benefits may be purchased by employees with an HSA.

2Excludes coverage for injuries paid by Workers’ Compensation.

3Adding observation unit benefits to a plan changes the plan to non-HSA-compatible.

Plan Features

Everything You’ll Need to Know