Symetra Hospital Indemnity Insurance
- No preexisting condition limitations and no waiting periods, even for pregnancy.
- Automatic newborn and adoptive child coverage for 31 days from birth or adoption.
- Observation unit benefits are available to cover short stays (3)
Plan Features
Everything You’ll Need to Know
Covers stays in a:
- Hospital
- ICU
- Mental health facility
- Nursing Facility
- Substance abuse facility
- This plan is designed to be compatible with health savings accounts (HSAs). Please consult with your tax and/or legal advisor to determine which supplemental benefits may be purchased by employees with an HSA.
- Excludes coverage for injuries paid by Workers’ Compensation.
- Adding observation unit benefits to a plan changes the plan to non-HSA-compatible.